PERSONAL BANKING / PEARL ACCOUNT

Fostering women's financial future.

A financial solution tailored with unique needs and aspirations for every women, crafted to provide women not just banking services, but a supportive and empowering financial partner. 

Benefits that empower

The Pearl Debit Card

An exclusively designed Rupay Platinum Debit Card, a key to a

world of privileges and convenience.

Celebrate Life with Style

Revel in lifestyle benefits that include discounts on spa

services, movie tickets, and even exclusive offers on jewellery.

Secure Your
Treasures

Locker facility available at a special
discount of 25%

A Personal Banking Companion

A dedicated relationship manager will be provided for any guidance required

Lower Average Monthly Balance

Average Monthly Balance - ₹5000 for Urban Metro branches and ₹2500 for Rural/Semi-Urban branches.

Empowering the Next Generations

Facility to open free Juniors Accounts for your children

Who is eligible for
a Pearl Account?

Resident Indian Women (18 - 55 Years)

Existing Unity Customers

Documents required (Same for all)

  • Proof of Identity: Aadhar Card, Driver's License, Voter's ID Card, Passport
  • Proof of Address: Ration Card, Driver's License, Aadhar Card, Voter's ID Card, Passport
  • Pan card
  • Passport size photo copy

Pearl Account Interest rates and charges

Make the most of our best-in-class interest rates, up to 7.5% p.a., while enjoying the convenience of monthly payouts directly deposited into your account.


*Rates are subject to change

Amount Rates (p.a)*
Upto ₹1 lakh 6%
> ₹1 lakh - ₹5 lakhs 7.25%
> ₹5 lakhs 7.50%

Frequently Asked Questions

Explore related banking solutions

Fixed Deposit

Safe term deposits with attractive interest rates.

Recurring Deposit

Invest in your future with small, systematic deposits.

Personal Loans

Financial flexibility to ease your burden with quick and easy loans

Empower your financial growth today